Layer on top a more pleasant API for the default case

app/models/account.rb

@@ -2,5 +2,5 @@ class Account < ApplicationRecord
   include Joinable
 
   has_one_attached :logo
-  has_json settings: { restrict_room_creation_to_administrators: :boolean }, delegate: true
+  has_settings restrict_room_creation_to_administrators: :boolean, max_invites: 10, name: "hero"
 end

lib/rails_ext/active_record_has_json.rb

@@ -45,6 +45,10 @@ module ActiveRecord
           end if delegate
         end
       end
+
+      def has_settings(schema)
+        has_json settings: schema, delegate: true
+      end
     end
   end
 end